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Homeminder insurance for childminders

Insurance

We know how important it is to you to feel protected. With a range of tailored insurances, designed especially for PACEY members, you can be sure that you and the children you care for are covered. Click on the title to find out more.

Public liability insurance

boy runningPACEY's public liability insurance is underwritten by Royal & Sun Alliance Insurance plc and is only available to PACEY members*

It is a requirement for childcare professionals to have appropriate public liability insurance covering them in their work with children.

Each year, PACEY along with the insurers, look at all the claims that have been made and the questions that members have asked about their insurance cover. Then, if it's possible, the insurance is amended to make sure it continues to meet members' needs.

Take a look at our public liability insurance policy summary.

PACEY's public liability insurance cover has a standard limit of indemnity £5,000,000. We also offer Employer's liability cover with a standard limit of indemnity £10,000,000.

If you require an additional extension to your cover because you're caring for individuals from 17 to 19 years with special educational needs or disabilities (SEND) we can provide increased PLI cover to £10,000,000. Please call our Membership Services team on 0300 003 0005 for more details.

Discover more benefits available to members of PACEY.

*and registered childminders in Scotland who are members of SCMA.

PACEY is authorised and regulated by the Financial Services Authority. No. 310339.

Employer's Liability Insurance

Toddler smiles If you employ an assistant or another childminder, by law, you need to hold employer’s liability insurance and display an employer’s liability certificate. You will also need one if you are going to be working with a student.

If you’re a member of PACEY who holds PACEY public liability insurance, underwritten by Royal & Sun Alliance Insurance plc, this already includes employer’s liability insurance. However, you will need to contact PACEY to activate this element of your insurance and obtain a certificate. There is a £5.00 charge for this.

When purchasing employer’s liability insurance, if you pay any individual employee more than £116 per week / £503 per month, you are required to provide the Employer Reference Number (ERN - also commonly referred to as the "Employer PAYE Reference"). This can be found on your yellow PAYE payment booklet (P30BC), or on the electronic PAYE reminders that HMRC sends you each year.

If you do not pay your employees over the threshold, you are exempt from supplying this number. You are also exempt if you are based in Jersey or Guernsey.

If these circumstances change, you should inform us by emailing info@pacey.org.uk, or calling us on 0300 003 0005. Failure to do so may invalidate your Employer's Liability Insurance in the event of a claim.

If you work with three or more other people, you'll need to read the information in MyPACEY about being a childcare provider on domestic premises.

Homeminder home insurance

Home insurance from PACEYHome insurance designed for your business - and now with a price match guarantee!*

Get a quote from Bluefin for your home insurance and we’ll guarantee* to match your existing price on renewal. Hurry though offer closes on 31 July 2014.

Our policies are designed specifically for childminders so now you can enjoy superb protection for your business at a unbeatable market price!

Get a free no obligation quote by calling 0800 854 124 or request a callback. You’ve nothing to lose and everything to gain. Remember though, the offer closes on 31 July 2014.

*Terms and conditions apply.

Motorminder car insurance

Home insurance from PACEYMotor insurance designed for your business and now with a price match guarantee!*

Get a quote from Bluefin for your motor insurance and we’ll guarantee* to match your existing price on renewal. Hurry though offer closes on 31 July 2014.

Our policies are designed specifically for childminders so now you can enjoy superb protection for your business at a unbeatable market price!

Get a free no obligation quote by calling 0800 854 124 or request a callback. You’ve nothing to lose and everything to gain. Remember though, the offer closes on 31 July 2014.

*Terms and conditions apply.

Travelminder travel insurance

childcarer pushes pushchairYou're insured at work, at home and in the car - why wouldn't you choose insurance when you're travelling?

The travel insurance available to PACEY’s members offers medical expenses, cancellation cover, personal accident cover, cover for loss of passport, personal money or baggage and an optional winter sports equipment extension.

If you, your partner, family or friends are off on holiday or business and looking for competitive travel insurance get your instant quote now.

Need more information?

For more information about any of PACEY's insurance offers, call the PACEY membership team on 0300 003 0005.

If you need to make a claim against your PLI, please complete this form in the first instance.

Want to be part of PACEY? Join online here or if you’re already a member login to MyPACEY