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The Christmas countdown

The Christmas countdown starts now! Have you begun planning ahead for Christmas yet?

Things might be getting busier for you, perhaps you're planning on buying gifts for the children in your care; or you’re planning on buying extra resources for the Christmas period, or need to factor in for your time off during the Christmas break.

With the Money Advice Service (MAS) research revealing the average UK adult planned to spend £530 on Christmas last year, you’ll be almost half way towards this figure by saving less than £4 a day from now.

It might seem a while away but it’s actually not long at all, especially when you think about how you’re planning to pay for all those Christmas expenses in and outside of work.

Why not set a budget for the festive season and use the handy Money Advice Service Christmas Money Planner to help? If you start saving £20 a week from this week you’ll have saved over £200 before Santa arrives!

Worried about your finances? Don’t forget as a PACEY member you get free 24/7 confidential advice with our health and wellbeing line, or look at MAS impartial advice on their website