Help with your tax return: childminders

Tax, self-assessment and returns can be a daunting process, but don’t panic! We’ve got everything you need in this Self Assessment Tax Return survival guide for childminders.

Click the links below to jump to the resources you’d like to learn more about:

Self-employed childminders

Many childminders are self-employed and run their own business. This means it’s your responsibility to keep financial records and complete your own tax returns. This is known as self-assessment and is a legal requirement. There’s a £100 penalty if you don’t submit your tax return on time, with further penalties if the tax return is submitted more than three months late.

Need some help? Check out the different options below:

Support understanding tax and national insurance

Struggling with tax, business records and expenses? You can explore resources in MyPACEY as well as take a look at HMRC's YouTube videos for further support.

PACEY products to help self-employed childminders

Kinderly is the award-winning early years education app for recording and sharing children's early learning journeys. Using Kinderly will cut down on the amount of time spent on paperwork, giving you more time to spend with the children and reducing those printing costs!

Kinderly’s new easy to use integrated Accounting and Invoicing package gives you the ability to track your expenditure and income, providing at-a-glance information for all your financial management needs. Plus, there's a discount for PACEY members.

Accounts Book

Once you’ve registered as self-employed, you’ll be expected to start keeping records of your income and expenditure. The PACEY Accounts Book has been specially designed to make your record keeping easier. It includes a guide to calculating childminding expenses and is suitable for submission to HMRC.

Childminders’ receipt book

If you’re a childminder, you should keep a record of any money received for your work. This 50-page carbon copy receipt book can help you and the parents you work with keep track of the payments made to you.

Admin Pack – member exclusive

PACEY members can access this exclusive admin pack bundle that gives you everything you need to organise your childminding business. Each pack includes:

  • Accounts book
  • Attendance Register
  • Journal
  • Receipt book
  • Save 15% compared to buying the products separately!

Attendance register

This attendance register is a great business tool and allows you to keep an accurate record of attendance of the children in your care. This helps you compare against your financial records and to help you calculate your costs and working hours. 

Useful links from HMRC

The HMRC website has loads of useful resources to help you with your self-employment as a childcare professional. We’ve put together all the really helpful links that direct you to factsheets, videos and webinars in one place.

National Insurance

What are the rules about National Insurance and what does it mean for me as a childcarer? We answer all your questions about National Insurance in our handy factsheet.

How-to videos from HMRC

HMRC has published YouTube videos that you might find helpful. Visit their YouTube Channel to see useful videos.

We hope you found this survival guide helpful and can now complete your tax return with confidence. If you have any more questions let us know by emailing